Working capital (CC / OD)
Short-term funding for salaries, vendors, overheads, approvals and day-to-day operating needs.
Draw when needed, repay through business cash flows.
CC / OD / working capital line · structured around operating cash flow.
A working capital facility is a short-term limit, usually a cash credit (CC) or overdraft (OD) line, that you draw as needed for day-to-day operating costs and repay from business cash flows.
Real estate developers and running businesses
MoneyKarma is a loan distribution platform, not a lender. We match your requirement across 90+ lending partners and coordinate with the lender you choose. The lender makes the credit decision, sets the final rate and terms, and sanctions and disburses the loan.
Share your requirement once through the form on the Apply page. Our team maps your profile across 90+ lenders for the right structure (tenure, rate and security) and reaches out within 24 hours.
Start Your ApplicationA short-term facility, usually a cash credit (CC), overdraft (OD) or working capital line, that funds day-to-day operating costs. You draw when needed and repay through business cash flows.
Salaries, vendor payments, overheads, approvals and other day-to-day operating needs.
A running business with a clear cash-flow cycle, a banking track record and collateral comfort.
No. A CC or OD line is a revolving limit you draw and repay as cash moves. A term loan is a fixed amount repaid over a set tenure, which suits capex. See Capex Finance for term funding.
MoneyKarma is a loan distribution platform, not a lender. We match your requirement across 90+ lending partners and coordinate with the lender you choose. The lender makes the credit decision, sets the final rate and terms, and sanctions and disburses the loan.
Share your requirement once through the form on the Apply page. Our team maps your profile across 90+ lenders for the right structure (tenure, rate and security) and reaches out within 24 hours.
Capex finance
Capex finance is a term loan for long-life assets such as construction equipment, site infrastructure and fit-outs. You invest now and repay over the term from operating cash flows.
Construction finance
Construction finance is milestone-linked funding for an under-construction real estate project. It is released in tranches as the site rises and repaid from sales through the project escrow, with exit at OC or sale.
Share your requirements and our team will reach out within 24 hours.
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