Disclosures

MoneyKarma is a product of MyMoneyKarma Infomatics India Private Limited. MoneyKarma is a loan distribution platform, not a lender. MoneyKarma is not a bank, non-banking financial company (NBFC), or any other regulated financial institution. We do not lend money, take deposits, or make credit decisions. We help businesses find a suitable lender and structure, and we coordinate the application with the lender.

The lender assesses your application, decides whether to approve it, and sets the final amount, interest rate, fees, security, tenure and other terms. The loan agreement is between you and the lender. Any sanction letter, key fact statement or loan agreement you receive comes from the lender.

MoneyKarma may receive a referral or facilitation fee from lenders for applications we arrange.

We work with 90+ lending partners across public sector banks, private banks, NBFCs and financial institutions. The lender for your application is named in your sanction letter and loan documents.

We share the details you submit only with lenders relevant to your requirement, and only to process your application. See our Privacy Policy.

If you have a complaint about our service:

1. Write to askus@mymoneykarma.com or call +91 73307 55533 (Monday to Friday, 9 AM to 6 PM IST). We respond to email within 24 to 48 hours, and most concerns are resolved within 3 to 5 business days.
2. Grievance Redressal Officer: Saiprasad Jella, sai@mymoneykarma.com, +91 99850 27862. Address: 8th Floor, Krishe Emerald, WeWork, Laxmi Cyber City, Whitefields, Kondapur, Hyderabad, Telangana 500084.
3. For complaints about a loan, its terms or recovery, you can also contact the lender's grievance redressal team, and escalate through the lender's process, including the RBI Ombudsman where applicable.