India's Working Capital Marketplace
90+ lenders.
One ask.
Right structure.
Working capital, construction finance, capex loans, invoice discounting and more, structured for real estate developers, growing businesses, and vendors across India.
MoneyKarma is a loan distribution platform, not a lender. One application reaches 90+ banks, NBFCs and financial institutions, and we coordinate with the lender you choose through to disbursal.
Get FundedThe Product Vault
Capital for every stage of your business.
From day-to-day working capital to long-term expansion funding, MoneyKarma offers the right product for your needs, all through a single, seamless application.
How It Works
Three steps to the capital you need.
Share Your Requirements
Tell us about your business, the capital you need, and what it's for. One simple form, no paperwork.
We Match You to Lenders
Our team maps your profile across 90+ lenders to find the right structure: tenure, rate, and security.
Get Funded
We handle the coordination with the lender so you get funded fast and can focus on your business.
Why MoneyKarma
Built for Indian businesses that move fast.
90+ Lenders
One application reaches a curated network of banks, NBFCs, and private lenders, so you don't shop around.
Right Structure
We match your cash flow, collateral, and timeline to the right product, not just any loan.
Sector Expertise
Deep understanding of real estate, construction, and SME businesses across India.
Why Businesses Trust Us
Confidence at every step of your journey.
Pan-India Presence
From Mumbai to tier-3 towns, we serve businesses across every state and city in India, no matter where you operate.
Lending Done Anywhere
Your location is never a barrier. We connect you to the right lender whether you're in a metro or a remote district.
End-to-End Support
From the first conversation to final disbursal, our team handles every step: documentation, lender coordination, and structuring.
500+
Cities Served
₹2,500+ Cr
Capital Facilitated
90+
Lender Partners
24 hrs
Avg. Response Time
Frequently asked questions
Is MoneyKarma a lender?
No. MoneyKarma is a loan distribution platform. We match your requirement across 90+ lending partners and coordinate with the lender you choose. The lender makes the credit decision, sets the final rate and terms, and sanctions and disburses the loan.
What types of business finance does MoneyKarma arrange?
Working capital, capex finance, construction finance, inventory funding, invoice discounting, loan against property, vendor bill discounting and project finance.
Who does MoneyKarma work with?
Real estate developers, growing businesses, business owners with property, vendors and suppliers to large developers, and project sponsors across sectors.
How long does it take to hear back?
Our average response time is 24 hours after you share your requirement.
Which cities do you cover?
We serve businesses across 500+ cities in India, from metros to tier-3 towns.
Ready to get funded?
Share your requirements once. We'll find the right lender and structure for you.
Start Your Application