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MoneyKarmaCONSTRUCTION FINANCE

Construction finance

Construction Finance for Real Estate Developers

Milestone-linked capital for under-construction projects. Released as your site rises, repaid from sales.

Drawn against milestones, repaid through project escrow.

Released Against MilestonesExit at OC / Sale
Plinth
Slabs
Finishing
OC · Exit

Disbursed in tranches · repaid through project escrow.

What is Construction Finance?

Construction finance is milestone-linked funding for an under-construction real estate project. It is released in tranches as the site rises and repaid from sales through the project escrow, with exit at OC or sale.

Who it is for

Real estate developers with under-construction projects

What you can use it for

  • Completing an under-construction project
  • Funding construction stages from plinth to finishing

How it works

  1. 01Plinth
  2. 02Slabs
  3. 03Finishing
  4. 04OC and exit

Best fit when you have

RERA registeredCC in handLive salesClear cost-to-complete

How MoneyKarma works

MoneyKarma is a loan distribution platform, not a lender. We match your requirement across 90+ lending partners and coordinate with the lender you choose. The lender makes the credit decision, sets the final rate and terms, and sanctions and disburses the loan.

How to apply

Share your requirement once through the form on the Apply page. Our team maps your profile across 90+ lenders for the right structure (tenure, rate and security) and reaches out within 24 hours.

Start Your Application

Frequently asked questions

What is construction finance?

Milestone-linked funding for an under-construction real estate project. Money is released in tranches as construction progresses and repaid from sales through the project escrow.

How is construction finance disbursed?

In tranches against construction milestones: plinth, slabs and finishing, through to the occupancy certificate (OC).

How is construction finance repaid?

Through the project escrow from sales, with exit at OC or sale.

Who is eligible for construction finance?

Developers whose project is RERA registered, has a commencement certificate (CC) in hand, has live sales and a clear cost-to-complete.

How is it different from inventory funding?

Construction finance funds a project while it is being built. Inventory funding is raised against unsold units in a completed or near-OC project.

Is MoneyKarma a lender?

MoneyKarma is a loan distribution platform, not a lender. We match your requirement across 90+ lending partners and coordinate with the lender you choose. The lender makes the credit decision, sets the final rate and terms, and sanctions and disburses the loan.

How do I apply?

Share your requirement once through the form on the Apply page. Our team maps your profile across 90+ lenders for the right structure (tenure, rate and security) and reaches out within 24 hours.

Interested in this product?

Share your requirements and our team will reach out within 24 hours.

Apply Now

Project that needs funding to the finish line?

90+ lenders · One ask, right structure

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CONSTRUCTION FINANCE

90+ lenders · One ask

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