About MoneyKarma

What MoneyKarma is

MoneyKarma is a loan distribution platform for Indian businesses and real estate developers. We are not a lender. One application reaches 90+ lending partners across public sector banks, private banks, NBFCs and financial institutions. We match your cash flow, collateral and timeline to the right product and structure, then coordinate with the lender through to disbursal.

What we arrange

  • Working capital (CC, OD and working capital lines)
  • Capex finance (term loans for equipment, site infrastructure and expansion)
  • Construction finance (milestone-linked funding for under-construction projects)
  • Inventory funding (against unsold units in completed or near-OC projects)
  • Invoice discounting (receivables finance for B2B businesses)
  • Loan against property (business funding against residential, commercial or industrial property)
  • Vendor bill discounting (for suppliers to large real estate developers)
  • Project finance (sector-agnostic, assessed on project cash flows)

How it works

  1. Share your requirement. One form covering your business, the capital you need and what it is for.
  2. We match you to lenders. Our team maps your profile across 90+ lenders for the right tenure, rate and security.
  3. Get funded. We coordinate documentation and lender communication. The lender makes the credit decision and disburses the loan.

By the numbers

  • 90+ lender partners
  • 500+ cities served
  • Rs 2,500+ Cr capital facilitated
  • 24 hour average response time

Who we work with

Real estate developers, growing businesses, business owners with property, vendors and suppliers to large developers, and project sponsors across sectors, from metros to tier-3 towns.

Advisors

  • Joel Epstein, Former chairman and CEO of AIG Consumer Finance Group
  • Mark Goines, Former Senior VP and GM at Intuit
  • Steven Freiberg, Vice Chair of SoFi; Former CEO of Citigroup's Global Consumer Group
  • Yu Kai Chou, Gamification expert and creator of the Octalysis framework

Company details

MoneyKarma is a product of MyMoneyKarma Infomatics India Private Limited, founded in 2018.

  • Office: 8th Floor, Krishe Emerald, WeWork, Laxmi Cyber City, Whitefields, Kondapur, Hyderabad, Telangana 500084
  • Email: askus@mymoneykarma.com
  • Phone: +91 73307 55533

MoneyKarma also runs moneykarma.com for home loans and mortgages.