Costs and Rates guides

How business loan pricing works in India: interest rates, processing fees, charges and the real cost of capital.

9 Oct 2026

RBI Repo Rate Hike, October 2026: What It Means for Your Business Loans

The repo rate is now 5.50% and the stance is calibrated tightening. How and when that reaches your CC, OD, term loan, LAP or project loan, with worked numbers.

MoneyKarma

9 Oct 2026

Business Loan Interest Rates in India: How MCLR, EBLR and Spreads Work

What sits behind the rate on your sanction letter, how it resets, and how to compare offers on the real cost.